Tollywood Records

Some Interesting Trend setting Movies in Telugu Film Industry

1. First Telugu Talkie Movie – Bhaktha Prahlada (1932)
2. First Telugu movie to be Dubbed into another language – Keelu Gurram (1949)
3.First Telugu movie to be screened at an International Film Festival – Malliswari (1951)
4.First National Award winning movie – Pedda Manushulu (1954)
5. First Dual Role movie – Iddaru Mithrulu (1961)
6. First Eastman Color movie – Amara Silpi Jakkana (1964)
7. First color movie – Thene Manasulu (1965)
8.First Cinemascope film – Alluri Seetarama Raju  (1974)
9.First 70 mm Telugu movie – Simhasanam (1986)
10. First Movie Filmed By Steadicam – Shiva (1989)
11.First Science Fiction movie – Aditya 369 (1991)
12.First Indian Horror Movie – Raathri (1992)
13. First movie with High-level CGI – Ammoru (1995)
14.First sequel Movie – Money Money (1995) 
15.First movie  to have been recorded in dts – Master (1997)
16.First Biopic Movie – Rakta Charitra (2010) 
17.First Film by Canon 5D cam and finished with zero Budget – Dongalamuta (2011)
18.First Movie Filmed By Flow Cam Technology – Ice Cream (2014) 
19.First Movie To Be Distributed By Auction Process – Anukshanam (2014) 
20.First Stereoscopic 3D movie – Rudhramadevi (2015)

Why start-ups Fail?

What is the meaning of start-ups ?

- Start-up is the concept where 9 out of 10 fail

- Excellent idea + Passionate Founder + Extraordinary future prospects = Fail
- Everyone trying their best = Result fail

Is this the right definition ?

Definitely ' Not '
But unfortunately in most cases it's the reality

I tried to figured out the major cause it as follows

1) Bad Marketing 
Marketing strategy is very important for penetration of products, now a days I am feeling that Mr. Philip kotlar personally tells the startup people to offer huge discount & offer. Without it they can't cater customer. Today if a person want to buy napkin he go online & try to find out if there is any discount available.
Yes promotional offer is important but first make sure your Financial allows you.

2) Wrong understanding of business -
Value creation is a most important factor in any business, What is the ultimate goal of value creation,

A) Acquiring a customer with huge discount.
B) Recruiting highly educated incapable people for showing high growth.
C) Opening unnecessary branch offices for showing faster expansion

Or aim at a long term growth with the help of proper Financial management

3) Absence of team spirit -
Employee are the strength of any organizations but now a days young professional feel Start-up are bridge high package with designation.

4) Negligence of Financial -
Adequate management of financials are the most important aspect of value creation but as told by earlier people follow the trend, huge discount, higher number of employee, unnecessary branches contribute towards the higher operating costs. Higher Expense Lower Income equation become less attractive to investor results. Start-up face cash crunch

Which is the problem faced by almost 90% Start-ups

5) Wrong execution of planning -
Excellent idea + Extraordinary future prospects goes wrong when it executed by wrong way

Mainly the attitude & Vision are the piller are success who managed it properly get rewarded

-By

‎Sandip Salve‎ 

Best Classifieds Websites in India

Here is the free list of Indian classified web sites

OLX.com
Quikr.com
craigslist.org
vivastreet.co.in/
adsglobe.com
Oodle.com
Gumtree.com
ebayclassifieds.com 
indnav.com/Classifieds
ClickIndia.com
adpost.com/in/ 
adpostbox.com
classifieds.webindia123.com/classifieds/asp/index.asp
adlandpro.com
inetgiant.com
adoos.in/
thisismyindia.com/free_ads/
vast.com
classifieds.sulekha.com/
yakaz.com
sell.com
classifiedads.com 
Click.in
classifieds.ivarta.com/
indialist.com/
digitalbhoomi.in/
Locanto.in
ocala4sale.com 
global-free-classified-ads.com/
searchduniya.com
bonqo.com 
classifiedslive.com
traderonline.com
localads.rediff.com/
claz.org 
classifieds.bechna.com/
goforads.com/
khojle.in/classifieds/
meramaal.com/
classifieds.ibibo.com/
pennysaverusa.com
indiagrid.com/cgi-bin/list.cgi?dmmy=ok&cat=&subcatid=
daype.com
salespider.com/online-classifieds-free-advertising
ziply.com
classifieds.sify.com/
Adeex.in
domesticsale.com
whereincity.com/classifieds/
Adsmantra.com
postfree4ad.com/
just4dial.com/
theyellow.in/
epage.com
freeadscity.com
ad2max.in/
recycler.com
businesslist.com/post-classified-ad/
Askht.com
Google.com/base
Classifieds.yahoo.com
Kaboo.com
Bizmartindia.com
Selloutads.com
Ozfreeonline.com
Worldslist.com
Marketplace.sfgate.com
London.kijiji.ca
chooseyouritem.com
webcosmo.com
rajb2b.com/classified/
bharatpatal.org/indian-classifieds.php
Postyouradforfree.com
Highlandclassifieds.com 
Loyalmart.com 
Mid-day.com
Bestadforum.com
Kijiji.com
classifiedwale.com
Citynews.com
Kugli.com
Subblurbs.com
Droik.com
vbayclassifieds.com/
hoobly.com
placefreeads.in
indyapulse.com/Classifieds/
freeadlists.com
Bupio.com
bestwayclassifieds.com
Nearpage.com
wantedwants.com
dragg.in/classifieds/
Classifieds4me.com
E-classifieds.net
Boostim.in
buysellcommunity.com
Classifieds.co.uk
Kaboo.org
Isell.com
looknsale.com/
Iclads.com
Itsmymarket.com
Freeads.biztop.com
Freeadvertisingzone
Economist.com/classifieds
Postaroo.com
Livedeal.com
earn.seosmolinks.com
itsbharat.com
5ndme.com
fixlo.in
ezbzee.com
fcra.co.in
listedads.in/
megasasta.com
oclassifids.in
dealdaria.com
adpress.in
admaya.in
superadpost.com
easyvzee.com
OyeDekh.com
postonlineads.com
adpostindia.com


If you know any more free classifieds for free ad posting please comment Below
Thanks for visiting my Blog

Anna Hazare Team

Salute to Anna Hazare whose campus placement is 100%

Arvind Kejriwal (is a graduate of the IIT Kharagpur, and worked in the Indian Revenue Service (IRS) as a Joint Commissioner of the Income Tax Department in New Delhi)  has become State CM of Delhi

Kiran Bedi (is a retired Indian Police Service officer) has become Lieutenant Governor of Puducherry. 

V K Singh (is a retired four star general in the Indian Army.) has become a Central Minister

How to pick a Watermelon

Everyday I see people banging on watermelons trying to pick the best one.
 Here's the real deal on picking the sweetest Watermelon: 

1.Big or small, the watermelon should feel heavy for its size. Pick the heaviest watermelon in the bunch. This means it’s super juicy.
2. Make sure it has a prominent yellow spot. This is where it sat on the ground ripening. No spot = premature pick = not ripe. 
3. Look for "webbing". This is the brown, course web looking materiel. This is caused when bees pollinate the flower and scar the membranes that later forms the fruit. The more pollination = more webbing = sweeter fruit. 
4. Look for black hard globs seeping out. This is sugar not insects or rotting.
5.Go for the dull watermelon.A shiny watermelon is an underripe watermelon. You want the dull one – that means it’s sweet and ripe.

Required Licenses for Opening a New Restaurant

Following are the Licenses  of different types to open a Restaurant:

1. Food safety license: This is obtained by FSSAI (Food Safety and Standards Authority of India). Check out the website of Ministry of Health and Family Welfare and you can find the link to FSSAI (http://foodlicensing.fssai.gov.in/UserLogin/Login.aspx).

2. Health/Trade license: This can be acquired from local civil authorities of that area. In case you open a restaurant in Gurgaon, you need to visit their respective site (http://www.mcg.gov.in/MCGPortal/User/TradeLicense.aspx) and get registered to complete the process.

3. Eating house license: This is provided by Licensing Police Commissioner of that city. In case you open a restaurant in Delhi, you need to go to the site of Licensing Police Commissioner of Delhi (http://delhipolicelicensing.gov.in/eating/eating-house.htm) and follow the procedures.

4. Liquor license: In case your restaurant is to serve liquor, you must have this license. This can be obtained from local Excise Commissioner. In case you open a restaurant in Delhi, you need to go to the site of Delhi Government (http://delhi.gov.in/wps/wcm/connect/doit_excise/Excise/Home/Licences/) and follow the procedures.

5.  Fire Department: You have to ensure the compliance of all the fire safety guidelines. This has to be done before submitting the application, for obtaining a NOC, to the Chief Fire Officer. You can also contact the Chief Fire Officer in case there is a delay in carrying out the inspection or issue of fire safety guidelines, or issue of NOC after the inspection has been carried out etc. The department does not levy any charges for this job for the time being.

6. Pollution certificate: Delhi Pollution Control Committee (DPCC) is responsible for providing this license (http://www.dpcc.delhigovt.nic.in/indexdup.php). 

7. Lift clearance: In case yours is a multi-storey restaurant and you want to install a lift, you need to get clearance from an inspector from electricity department as well as the Labour Commissioner of the city.

8. Music license: For playing recorded music or video in your restaurant, you need to obtain this license Phonographic Performance Ltd. (PPL) (http://www.pplindia.org/licctg.aspx). They have been functioning as copyright providers for sound recordings of music and creations of its members.  

9. Certificate of Environmental Clearance (CEC): This permit is from the EMA for certain types of projects or activities. You can obtain it from the Ministry of Environment and Forests after submitting the questionnaire for environmental appraisal (http://moef.nic.in/divisions/iass/quest/q-hot.pdf).

10. Insurance: You can consult any insurance company for these insurances:

a. Public Liability

b. Product Liability

c. Fire Policy

d. Building & Asset

There are other insurance policies also which are not mandatory but useful.

11. Service Tax &VAT: 

12. Prevention of Food and Adulteration (PFA) Act, 1954: The PFA Act covers food standards, general procedures for sampling, analysis of food, powers of authorized officers, nature of penalties and other parameters related to food. It protects India against impure, unsafe, and fraudulently labelled foods.

13. Shops and Establishment Act: You are required to register your restaurant under the Shops and Establishment Act.

14. Signage license: You will be required to obtain this license from local civil authorities.

Hindu Temple Built By the British

The Only Hindu Temple Built By the British Govt
In 1879, when there was British were ruling in India, Lt. Col. Martin of Agar Malva was leading the army in the war against Afghanistan.

Col. Martin used to regularly send messages of his well-being to his wife. The war continued for long & Lady Martin stopped getting messages. She was very upset. 
Once riding on her horse, she passed by the temple of Baijnath Mahadev. She was attracted to the sound of Conch & Mantra. She went inside and came to know that the Brahmanas were worshipping Lord Shiva. They saw her sad face and asked her problem. She explained everything to them. They told her that Lord Shiva listens to the prayers of devotees and takes them out of difficult situations in no time. With the advice of the Brahmanas she started the ‘Laghurudri Anushtthan’ of the Mantra: ‘Om Namah Shivaya’ for 11 days. She prayed to Lord Shiva that if her husband reaches home safely, then she would get the temple renovated.
On the last of the ‘Laghurudri’ a messenger came and gave a letter to her. Her husband had written: ‘I was regularly sending messages to you from the battle grounds but suddenly the Pathans surrounded us from all sides. We were entrapped in a situation where there was no scope of escaping death. Suddenly I saw a Yogi of India with long hair, carrying a weapon with three pointers (Trishul). His personality was amazing and he was maneuvering his weapon with a magnificent style. Seeing this great man, the Pathans started running back. With his grace our bad times turned into moments of victory. This was possible only because of that man of India wearing a lion skin & carrying a three-pointer weapon (Trishul). That great Yogi told me that I should not worry and that he had come to rescue me because he was very pleased with my wife’s prayers.’
Tears of joy were falling down the eyes of Lady Martin’s eyes while reading the letter. Her heart was overwhelmed. She fell into the feet of Lord Shiva’s statue and burst in tears.
After a few weeks Col. Martin returned. Lady Martin narrated the whole incident to him. Now both husband & wife became devotees of Lord Shiva. In 1883 they donated Rs. 15,000 for renovating the temple. The information engraved slab for the same is still there in the Baijnath Mahadev Temple of Agar Malva. This is the only Hindu temple built by the British.

Om Namah Shivay .._/\_
Seculars who doubt the story,may want to have a look at what wiki says about it..!

Mothers Day 2016

When is Mother’s Day in 2016?

Mother’s Day is always celebrated on the second Sunday in May. 

Mothers day in 2016 comes on Sunday, May 8

Facebook introducing temporary Flowers reaction on Mothers Day

Mother's Day was first celebrated in 1908 in Grafton, West Virginia, when Anna Jarvis held a memorial for her mother Ann Reeves Jarvis who, in turn, many years earlier had founded Mothers' Day Work Clubs in five cities. Anna Jarvis began a campaign to make the Mother's Day a national holiday and she succeeded in 1914, when the U.S. President Woodrow Wilson proclaimed the second Sunday in May a Mother's Day.

Walk for Water

Save Water, Save Life

• Don’t keep the water running while you are brushing your teeth or shaving.
• Take shorter showers, better use bucket and mug.
• Fix the dripping faucet.
• Install water saving shower head that restricts the flow of water per minute.
• Do not let water run while washing hands and scrubbing the utensils. Turn the water off while soaping and turn it again to rinse.
• Never use the toilet as a trash can, to dispose bugs, cigarette butts, or other items. Unnecessary  flushing wastes water and places burden on sewage treatment plants and septic tanks.
• Always wash a full load when using the washing machine. This saves water. Less than a full load wastes water.
• Keep Conservation in mind while working in kitchen. Small water saving will do wonders over a period of time.

Dr. A P J ABDUL KALAM, ON THE FUTURE OF EARTH AND IMPORTANCE OF SAVING WATER.

This includes views of former president on water crisis, need for the water conservation, future wars about water, water testing, and special initiative needed to improve quality of drinking water. Dr. Kalam’s last lecture’s title was “ creating a livable planet earth”and now he is no more but still there in the hearts of the million people through his incredible work and achievements, through his ever lasting thoughts which he portrayed in quotes, motivational speeches and his books, etc. He has got the beautiful knack of engaging with public on the various subjects. .In the context with water, all his followers over the years through media channels will remember his point of view on the river interlinking project, future water wars, generating awareness about water crisis amongst youth, also, need for the safe and pure drinking water. He has also generated awareness about the importance of rivers by a beautiful poem “Our mission is water “.

“It has become important for the country to implement a vision to develop network rivers and connect water reservoirs. Linking of main rivers, including Ganges, Krishna, Brahmaputra and Cauvery can help create surplus water according to Dr.Kalam. He was blessed with the vision to predict things most accurately even much before, any one would realize. He stressed a lot on the need for interlinking rivers and water bodies to solve the problem of water shortage. He said in one of the public event, “Future wars will be over water”.

Kalam Sir while addressing the inaugural function of Exposition on Water Conservation held in Coimbatore encouraged youngsters to be aware of water conservation techniques to avoid grave water crisis in future. He also mentioned that unless the country’s citizens learns about water’s judicious use, we will be in for more problems. He hailed the Siruthuli experiment undertaken in Coimbatore for restoration of the lost water reservoirs. He intended to make each user of the water-resources to become a stakeholder in its maintenance. For these things to happen, he pleaded for “attitudinal change” and “partnerships” of various kinds. Also, “In quest of water, there may arise differences among the neighboring nations such as Nepal, Bangladesh, Myanmar and Pakistan; hence we need to create awareness among the youngsters on the need to conserve water,” Kalam said.

Kalam understood the importance of water to our future and did not hesitate to call out large corporations involved in the ‘water industry’. The missile man also made a presentation on the need of water conservation and current water crisis due to over extraction of water resources and their contamination. This presentation is still available on internet, gaining lot of popularity online. In his presentation he mentioned that “I remember there were SAVE WATER warnings on outside posters, radio and TV, but nobody paid attention. We thought that water was to last forever. Now, all the rivers, lakes, dams and underground water beds are either dry or contaminated.

So much he gave, so much knowledge he shared therefore in our heart he always be there. Rest in peace, Dr. Kalam — missile man, people’s president and we are blessed to witness leader like him in present.

Cheque Bounce Case

Basic Procedure for Cheque Bounce

The bouncing of cheque entitles the holder of cheque to take criminal action against the drawer of cheque but only if a strict procedure is followed in this respect, which is as follows:

1. In case a cheque is bounced, a notice has to be issued to the drawer of the cheque (Oppsoite Paty) within 30 days from the date of memo accompanying the bounced cheque is received from the Bank.

2. The notice by the holder of the cheque should demand the amount for which the cheque has been bounced, providing 15 days to settle the matter.

3. The Opposite Party has 15 days from the receipt of the notice to settle the matter and no cause of action arises till the expiry of these 15 days or if paid within this specified period.

4. After the completion of said 15 days, if the opposite party does not settle the matter or ignores the notice, then the holder of the cheque may file a criminal complaint before the appropriate court within 30 days of the expiry of said 15 days.

5. In case, it is beyond the said period of 30 days, the delay can be condoned by the court on sufficient cause being shown.

Sample 15 days Notice

Subject: NOTICE UNDER SECTION 138 OF NEGOTIABLE INSTRUMENT ACT READ WITH SECTION 420 OF INDIAN PENAL CODE

On behalf of and under instructions of my client __________ S/o__________ R/o __________ (hereinafter referred to as “my client”). I do hereby serve you with the following legal notice:

1. That my client, Software Engineer, while looking for job paid Rs 25,000 to you for assured placement in an MNC, last year.

2. That thereafter my client issued a number of reminders to you for placement, but still no opportunity was provided to him, i.e. as you were unable to fulfill the promise as to placement of my client. Therefore, it was decided between you and my client that the amount of Rs 25,000 should be refunded and as a result you issued him a cheque no 822723 dated 22 December 2015.

3. That the said cheque was presented by my client to State Bank of India, Hyderabad for credit in his account in the month of December 2015 itself, but it bounced due to insufficient funds. And my client contacted you and was assured of cash in lieu of bounced cheque, therefore, my client did not take legal action earlier. My client thereafter again requested many a time to you for the payment of the said cheque amount by telephone and/or through personal visit of his representative, but in vain.

4. That in March 2016, my client again tried depositing the cheque with State Bank of India, Hyderabad but it was again returned as unpaid with remarks – Funds Insufficient, vide Syndicate Bank memo dated 24 March 2016.

5. That in the facts and circumstances created by you my above said client left with no alternative except to serve you the present notice and calling upon all of you to make the payment of the above mentioned cheque amount totaling Rs 25,000/- (Rupees Twenty five Thousand only) including bouncing charges in cash with interest @ 24% per annum within 15 days of the receipt of this notice failing which my client shall be constrained to institute against you a criminal complaint under section 138 of the Negotiable Instrument Act read with section 420 of IPC where under you could be sentenced to undergo imprisonment of the two years and also pay the fine equivalent of the double amount of the above mentioned cheque as well as legal charges of this notice of Rs 3500/-

6. That a copy of this notice retained in my office for further reference /record and legal action.

For More Details Contact : 8341776992

Tags: Cheque Bounce rules, cheque bounce case letter format, 

Ministers Contact Numbers

Andhra Pradesh Ministers Mobile Numbers

Children's Day

14th November, 2015 marks the 126th birth anniversary of Pandit Jawaharlal Nehru (14 November 1889 – 27 May 1964, Allahabad), the first Indian Prime Minister.
The day is also celebrated as Children's Day in the country, considering Nehru's love towards kids and contribution to the educational sector.

Very Happy Children's Day.

Padmavathy Medical College -GO.120

Kind Attn : Raylaseema + Nellore People ..!
--------------------------------------------------
IMPORTANT and SHARE to the relevant people:

Those Girls students who feel they lost admissions in Padmavathy medical college because of GO.120 can contact the following phone numbers for to file a review petition in supreme court.according to expert legal advise there is a fair chance in supreme court to for those who are adversely affected by G.O 120.

Kindly forward it to the all relevant people in Rayalaseema seema + Nellore and asking them to forward to their relevant contacts and speed also matters to get a positive results in supreme court.
Please post it in face book and other social media, urgent, it saves many girls career:
Sivaram: 9989140979,
Sudhakar reddy: 7799110707
Sreenivasa reddy: 9440054588

How i can find my lost Mobile ?

If you lose your Mobile in India, you can get it back.

Got an interesting fact to share..
Nowadays each one of us carries very high end or latest  Mobile devices which always  Fears that it may be stolen.

Each mobile carries a unique  IMEI no. i.e. International Mobile Equipment Identity No which  can be used to track your  mobile anywhere in the world.

This is how it works!!

1. Dial *#06# from your mobile.

2. Your mobile shows a unique 15 digit.

3. Note down this no anywhere  But except in your mobile as  this is the Number which will  help trace your mobile in Case of a theft.

4. Once stolen you just have to  E-mail this 15 digit IMEI No.  to cop@vsnl.net with detail  Mentioned below.

Your name:____________________
Address:______________________
Phone model:_________________
Make:_________________________
Last used No.:_________________
E-mail for communication:_____
Missed date:___________________
IMEI No :_______________________

5. No need to go to the police.

6. Your Mobile will be traced within next 24 hrs via a complex system of GPRS and internet, You will find where your hand set is being operated even in case your No. is being changed.

PASS ON THIS VERY IMPORTANT MESSAGE TO ALL YOUR FRIENDS AND RELATIVES.

Government announced insurance schemes

Pradhan Mantri Suraksha Bima Yojana,Pradhan Mantri Jeevan Jyoti Bima Yojana and Atal Pension Yojna

Pradhan Mantri Suraksha Bima Yojana

Highlights of the Pradhan Mantri Suraksha Bima Yojana (Pmsby – Scheme 1 – for Accidental Death Insurance) are

• Eligibility: Available to people in age group 18 to 70 years with bank account.
• Premium:  Rs 12 per annum.
• Payment Mode: The premium will be directly auto-debited by the bank from the subscribers account. This is the only mode available.
• Risk Coverage:  For accidental death and full disability – Rs 2 Lakh and for partial disability – Rs 1 Lakh.
• Eligibility: Any person having a bank account and Aadhaar number linked to the bank account can give a simple form to the bank every year before 1st of June in order to join the scheme.  Name of nominee to be given in the form.
• Terms of Risk Coverage: A person has to opt for the scheme every year. He can also prefer to give a long-term option of continuing in which case his account will be auto-debited every year by the bank.
• Who will implement this Scheme?: The scheme will be offered by all Public Sector General Insurance Companies and all other insurers who are willing to join the scheme and tie-up with banks for this purpose.
• The premium paid will be tax-free under section 80C and also the proceeds amount will get tax-exemption u/s 10(10D).But if the proceeds from insurance policy exceed Rs.1 lakh , TDS at the rate of 2% from the total proceeds if no Form 15G or Form 15H is submitted to the insurer

Pradhan Mantri Jeevan Jyoti Bima Yojana

Highlights of The Pradhan Mantri Jeevan Jyoti Bima Yojana  (PMJJBY – SCHEME 2 – FOR LIFE INSURANCE COVER)

• Eligibility: Available to people in the age group of 18 to 50 and having a bank account. People who join the scheme before completing 50 years can, however, continue to have the risk of life cover up to the age of 55 years subject to payment of premium.
• Premium:  Rs 330 per annum.  It will be auto-debited in one installment.
• Payment Mode:  The payment of premium will be directly auto-debited by the bank from the subscribers account.
• Risk Coverage: Rs. 2 Lakh in case of death for any reason.
• Terms of Risk Coverage: A person has to opt for the scheme every year.  He can also prefer to give a long-term option of continuing, in which case his account will be auto-debited every year by the bank.
• Who will implement this Scheme?: The scheme will be offered by Life Insurance Corporation and all other life insurers who are willing to join the scheme and tie-up with banks for this purpose.

Atal Pension Yojna (APY)

The scheme will be launched on June 1 2015 and focus is on the unorganised sector.  A pension provides people with a monthly income when they are no longer earning. A Subscriber receives pension based on accumulated contribution out of his current income.Under the  Atal Pension Yojna Scheme (APY), the subscribers ,under the age of 40, would receive the fixed monthly pension of  Rs. 1000 to Rs 5000 at the age of 60 years, depending on their contributions.

To make the the pension scheme more attractive,  government would co-contribute 50 per cent of a subscriber’s contribution or Rs 1,000 per annum, whichever is lower to each eligible subscriber account for a period of of 5 years from 2015-16 to 2019-20. The benefit of government’s co-contribution can be availed by those who subscribe to the scheme before December 31, 2015.  

Eligibility for APY:  Atal Pension Yojana (APY) is open to all bank account holders who are not members of any statutory social security scheme.

Age of joining and contribution period:   The minimum age of joining APY is 18 years and maximum age is 40 years. One needs to contribute till one attains 60 years of age.

Enrolment agencies:   All Points of Presence (Service Providers) and Aggregators under Swavalamban Scheme would enrol subscribers through setup  of National Pension System.  

The Table of contribution levels, fixed monthly pension to subscribers and his spouse and return of corpus to nominees of subscribers and the contribution period is given below.

• if person joined Atal Pension Yojna at 35 years, he will contribute till age of 60 years ie 25 years.
  • If he wants monthly pension of Rs 1000 he would contribute Rs 181 a month. On his death his wife would get Rs 1000 per month and after her death the nominees will get 1.7 lakh.
  • If he wants monthly pension of Rs 3000 he would contribute Rs 543 a month. On his death his wife would get Rs 3000 per month and after her death the nominees will get 5.1 lakh.
• If he joins at the age of 18 years to get a fixed monthly pension of Rs. 1,000 per month, the subscriber has to contribute on monthly basis Rs. 42 for Rs 5000 pension he has to contribute Rs. 210.
• if he joins at the age of 40 years to get a fixed monthly pension of Rs. 1,000 per month, the subscriber has to contribute on monthly basis Rs. 291 and for Rs 5000 pension he has to contribute Rs. 1,454

Age of Joining	Years of Contribution	Indicative Monthly Contribution for Monthly Pension of Rs 1000 and Corpus of Rs 1.7 Lakh(in Rs.)	Indicative Monthly Contribution for Monthly Pension of Rs 2000and Corpus of  Rs 3.4 Lakh(in Rs.)	Indicative Monthly Contribution for Monthly Pension of Rs 3000 and and Corpus of Rs 5.1 Lakh(in Rs.)	Indicative Monthly Contribution for Monthly Pension of Rs 4000 and Corpus of Rs 6.8 Lakh(in Rs.)	Indicative Monthly Contribution for Monthly Pension of Rs 5000 and Corpus of  Rs 8.5 Lakh(in Rs.)
18	42	42	84	126	168	210
20	40	50	100	150	198	248
25	35	76	151	226	301	376
30	30	116	231	347	462	577
35	25	181	362	543	722	902
40	20	291	582	873	1164	1,454

Atal Pension Yojana (APY) and Swavalamban Yojana NPS Lite

Atal Pension Yojana (APY), will replace the previous government’s Swavalamban Yojana NPS Lite, which did not find much acceptance among people. The existing subscribers of Swavalamban Scheme would be automatically migrated to APY, unless they opt out. It is Government of India Scheme, which is administered by the Pension Fund Regulatory and Development Authority. The Institutional Architecture of NPS would be utilised to enrol subscribers under APY.

Our article National Pension Scheme covers NPS in detail including details of Swavalamban Yojana NPS Lite . Quoting from it .

Swavalamban scheme or the NPS Lite :is the extension of the variant available to the government employees. The government contributes Rs 1,000 per year to the pension account in NPS Lite, making pension possible for the economically-disadvantaged. Under the scheme, Govt. will contribute Rs.1000 per year to each NPS account opened in the year 2010-11 and for the next three years, that is, 2011-12, 2012-13 and 2013-14. As a special case and in recognition of their faith in the NPS, all NPS accounts opened in 2009-10 will be entitled to the benefit of Government contribution if they fulfil the eligibility criteria prescribed under these guidelines.